Terms and conditions

Last updated: 2 November 2026

Important: these Terms and conditions (the “terms”) govern your use of www.milayacapital.ae (the “website”). The website provides general information about the Milaya Capital group. Nothing on it is an offer of securities or other investments, a solicitation, or investment, legal, tax or other professional advice. Please read these terms carefully, in particular the section “No offer, no advice”.

Who we are

The website is operated by Milaya Capital UAE, the head office of the Milaya Capital group in the United Arab Emirates, located at Marina Plaza, Office 1001, Al Marsa Street, Indigo Central 8, Dubai Marina, Dubai, United Arab Emirates. In these terms, “we”, “us” and “our” refer to Milaya Capital UAE, and “Milaya Capital companies” means the companies of the Milaya Capital group.

You can contact us at infomilayacapital.ae.

Acceptance of these terms

By accessing or using the website, you agree to be bound by these terms. If you do not agree, please do not use the website.

These terms apply together with our Privacy policy and Cookie policy, which explain how we handle personal data and use cookies.

No offer, no advice

The website is provided for general information about the Milaya Capital group and its companies only. In particular:

• nothing on the website is, or forms part of, an offer to sell or issue, or a solicitation of an offer to buy or subscribe for, any securities, fund units, interests or other investments, in the United Arab Emirates or in any other jurisdiction;
• nothing on the website is investment, financial, legal, tax, accounting or other professional advice, or a recommendation to enter into any transaction or to take or refrain from taking any action;
• the website is not directed at any person in any jurisdiction where its publication or availability would be unlawful or would require us or any Milaya Capital company to obtain a registration or licence;
• statements about plans, projects, developments or expected results are forward-looking, involve risks and uncertainties and are not guarantees of future performance, and past performance is not a reliable indicator of future results.

You should not rely on the website when making any investment, financial or other decision, and you should obtain independent professional advice suited to your circumstances. Any business relationship with Milaya Capital UAE or any Milaya Capital company is governed solely by separate written agreements.

Use of the website

You may use the website only for lawful purposes and in accordance with these terms. You must not:

• use the website in any way that breaches any applicable law or regulation, including the laws of the United Arab Emirates on combating cybercrime;
• attempt to gain unauthorised access to the website, its server or any connected system or database, or interfere with or disrupt the website, for example by introducing viruses or other harmful code or by carrying out a denial-of-service attack;
• circumvent, disable or interfere with any security feature of the website, including its spam and bot protection;
• use robots, scrapers or other automated means to copy or extract content or data from the website in bulk, other than standard search engine indexing;
• submit false, misleading, unlawful, offensive or unsolicited content through the contact form, or impersonate any person or organisation;
• use the website or its content to send unsolicited advertising or to harvest contact details.

We may restrict, suspend or block access to the website, in whole or in part, where we reasonably believe that these terms have been breached or where this is needed to protect the website or its users.

Accuracy and changes to the website

We take reasonable care in preparing the website, but its content is provided “as is” and “as available”. To the extent permitted by law, we make no representation or warranty, express or implied, that the content is accurate, complete or up to date.

Photographs, images and descriptions of properties, hotels, restaurants, projects and other businesses are for illustration only and may not reflect current or final details.

We may update, change, suspend or withdraw the website or any part of it at any time without notice. We do not guarantee that the website will be available without interruption or that it will be free from errors, viruses or other harmful components. You are responsible for using appropriate security software when you access the website.

Intellectual property

The website and all its content, including text, photographs, graphics, design, logos, the Milaya Capital name and the names and logos of Milaya Capital companies and brands (such as MILEO), are owned by or licensed to Milaya Capital UAE or other Milaya Capital companies and are protected by intellectual property laws, including copyright and trade mark laws in the United Arab Emirates and elsewhere.

You may view the website and print or download extracts for your own personal reference. You must not otherwise copy, reproduce, republish, modify, distribute, sell or make commercial use of any content, or use any of our names, logos or trade marks, without our prior written permission, except as permitted by law. Third-party names and trade marks shown on the website belong to their respective owners.

Links to company and third-party websites

The website contains links to the websites of Milaya Capital companies and to other third-party websites. Those websites operate under their own terms and privacy policies, which you should read. We do not control third-party websites and are not responsible for their content, availability or practices, and a link does not mean that we endorse a website or its content.

You may link to our home page in a way that is fair and lawful and does not damage our reputation or take advantage of it, but you must not suggest any form of association, approval or endorsement on our part that does not exist, and you must not frame the website on another website.

Limitation of liability

Nothing in these terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for fraud, wilful misconduct or gross negligence, or any rights you have as a consumer that cannot be excluded by agreement.

Subject to the paragraph above, and to the fullest extent permitted by law, neither Milaya Capital UAE nor any other Milaya Capital company will be liable to you for any loss or damage, whether in contract, tort (including negligence) or otherwise, arising from or in connection with:

• your use of, or inability to use, the website;
• your reliance on any content of the website, or any decision made or action taken on the basis of it;
• any interruption, delay, error or omission on the website, or any virus or other harmful material that may affect your equipment, data or software;
• the content of, or your use of, any website linked to from the website.

In particular, we will not be liable for any loss of profit, revenue, business, opportunity, goodwill or data, or for any indirect or consequential loss. The website is provided free of charge and for information purposes only.

Privacy and cookies

We handle personal data you provide through the website in accordance with our Privacy policy. Our use of cookies is explained in our Cookie policy, and you can change your choices at any time via Cookie settings in the footer.

Changes to these terms

We may revise these terms at any time by updating this page. The date at the top shows when they were last updated. Please check this page from time to time: the version published when you use the website applies to that use.

Governing law and jurisdiction

These terms, your use of the website and any dispute or claim (including any non-contractual dispute or claim) arising out of or in connection with them are governed by and construed in accordance with the laws of the United Arab Emirates as applied in the Emirate of Dubai.

The courts of Dubai have exclusive jurisdiction to settle any such dispute or claim. If you use the website as a consumer, this does not deprive you of the protection of any mandatory provisions of the law of the country where you live.

Language

These terms are available in English and Arabic. If there is any conflict or inconsistency between the English and Arabic versions, the English version prevails, unless applicable law requires otherwise.

General

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions remain in full force and effect. If we do not enforce any of these terms, or delay in doing so, this does not mean that we have waived our rights.

Contact us

If you have any questions about these terms, please contact us at infomilayacapital.ae or write to Milaya Capital UAE, Marina Plaza, Office 1001, Al Marsa Street, Indigo Central 8, Dubai Marina, Dubai, United Arab Emirates.